Your digital wallet,
reimagined.
Browse local merchant storefronts, process instant checkouts, protect seasonal harvest savings, and manage your digital ledger.
Mercearia Central
Nampula Store
Associação Agrícola
Nampula Co-op
The merchant market,
right inside your app.
Merchants do not merely process static payments — they operate live digital storefronts synced in real-time with physical WIRIPOS desktop terminals.
- •Browse real-time physical store catalogs directly from the interface
- •Direct store order routing with express pickup or managed courier dispatch
- •Instant point-of-sale balance clearance across the WiRiSoft layer
Life, meets instant micro-credit
Access instant Buy-Now-Pay-Later credit caps based on your dynamic Trust Score. Automatic payday settlement.
Dynamic trust scoring, automated vault sweeps, and sub-second ledger clearance engineered for real-world reliability.
Family Savings Pool
Weekly Auto-Contribution
Poupança & Xitique:
Your community group, online.
Digitize traditional rotating credit and savings groups. Automated scheduled contributions, transparent goal tracking, and multi-signature security keys protect member funds.
- •Construct fixed target goals or rotating credit circles (Xitique)
- •Automated scheduled contributions pulled directly from member digital wallets
- •Multi-signature payout approvals protecting group balances from unauthorized use
- •Transparent, immutable contribution log accessible to all group members
Harvest Lock:
Protect your seasonal yield.
Prevent post-harvest capital dissipation. Automatic revenue interception rules direct a set percentage of wholesale produce sales directly into time-locked input vaults.
- •Automatic revenue interception directly at point-of-sale checkout
- •Time-locked individual vaults preventing cash dissipation before planting season
- •Aggregate cooperative pools for joint machinery and irrigation equipment funding
- •Direct digital settlement with verified agricultural input vendors
Targeted vouchers with guaranteed intent
Bind transferred capital directly to specific merchant categories like fuel, building materials, or groceries.
- •Category locking for Fuel, Building Supplies, and Groceries
- •Instant distribution via SMS, QR code, or direct app transfer
- •Configurable expiration limits and live spending logs
Seamless physical checkout,
even without a smartphone.
WiRiPouch extends digital wallet balances into high-durability physical hardware assets. Complete checkouts in open-air markets, transit networks, or retail terminals using waterproof NFC wristbands and QR smart cards.
- •Waterproof NFC wristbands engineered for high-speed transit and market payments
- •QR smart cards with PIN-protected redemption for everyday retail environments
- •Instant single-tap remote device freeze protocol directly within the mobile app